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You may learn how to use Excel better in the process. If you use and customize any template for your personal budget, make sure you understand how it works and always double-check the formulas. The flexibility comes at the price of possibly deleting or messing up an important formula, or making bad assumptions. In my opinion, the #1 problem associated with using a spreadsheet for your personal budget is the chance that you'll make errors. it's just a disclosure to say that I don't ONLY use Excel any more.Ī spreadsheet may not be the best budgeting solution for everybody. I started out using Excel to do everything, but I began using Quicken after a friend showed me how easy it was to keep track of checks and credit card charges and download transactions directly from my bank. Easily Editable, Printable, Downloadable. A budget is almost useless without tracking what you are spending. Download this Household Monthly Budget Spreadsheet Template Design in Word, Google Docs, Excel, Google Sheets, Apple Pages, Apple Numbers Format. For expense tracking, you could use my Income and Expense Worksheet, Checkbook Register, or the newer Money Manager. Tracking your income and spending comes both before and after making a budget. For example, I like to use cell comments to explain certain budgeted items in more detail (such as the fact that in May, there is Mother's Day and a couple of birthdays to remember).Ĭreating a simple personal budget (even if it is only on paper) is one of the first steps to gaining control of your spending habits. The reason I use Excel when working with my home and business budgets is that it gives me complete flexibility to keep track of the information the way I want to. If you don't own Excel, then Google Sheets and OpenOffice are free options to consider. Microsoft Excel isn't free, but if you already own Excel, then you can create a budget without purchasing other budgeting software. The template uses original and traditional headings which can be edited to suit a user’s needs. The Personal Cash Flow Template by Smartsheet Daddy is a simple yet effective budgeting tool, giving you a broad overview of how your monthly expenses compare to your daily expenses based on overall averages. It supports Google docs and fonts thus enabling users to maintain an online copy for accessibility as well as sharing with other family members. 42 Effective Ways to Save Money Budgeting Tips for the New Year Why Use Excel for your Personal Budget?įirst reason: it's free. This is an awesome household budget template which is editable and printable. Vincent & Grenadines (USD $) Sudan (USD $) Suriname (USD $) Svalbard & Jan Mayen (EUR €) Taiwan (USD $) Tajikistan (USD $) Tanzania (USD $) Thailand (USD $) Timor-Leste (USD $) Togo (USD $) Tokelau (USD $) Tonga (USD $) Trinidad & Tobago (USD $) Tunisia (USD $) Türkiye (EUR €) Turks & Caicos Islands (USD $) Tuvalu (USD $) U.S. Afghanistan (USD $) Åland Islands (EUR €) Albania (EUR €) Algeria (USD $) Andorra (EUR €) Angola (USD $) Anguilla (USD $) Antigua & Barbuda (USD $) Argentina (USD $) Armenia (EUR €) Aruba (USD $) Azerbaijan (USD $) Bahamas (USD $) Bahrain (USD $) Bangladesh (USD $) Barbados (USD $) Belize (USD $) Benin (USD $) Bermuda (USD $) Bhutan (USD $) Bolivia (USD $) Bosnia & Herzegovina (EUR €) Botswana (USD $) Bouvet Island (USD $) British Indian Ocean Territory (USD $) British Virgin Islands (USD $) Brunei (USD $) Bulgaria (EUR €) Burkina Faso (USD $) Burundi (USD $) Cambodia (USD $) Cameroon (USD $) Cape Verde (USD $) Caribbean Netherlands (USD $) Cayman Islands (USD $) Central African Republic (USD $) Chad (USD $) Chile (USD $) China (USD $) Christmas Island (USD $) Cocos (Keeling) Islands (USD $) Colombia (USD $) Comoros (USD $) Congo - Brazzaville (USD $) Congo - Kinshasa (USD $) Cook Islands (USD $) Costa Rica (USD $) Côte d’Ivoire (USD $) Croatia (EUR €) Curaçao (USD $) Cyprus (EUR €) Czechia (EUR €) Denmark (EUR €) Djibouti (USD $) Dominica (USD $) Dominican Republic (USD $) Ecuador (USD $) Egypt (USD $) El Salvador (USD $) Equatorial Guinea (USD $) Eritrea (USD $) Estonia (EUR €) Eswatini (USD $) Ethiopia (USD $) Falkland Islands (USD $) Faroe Islands (EUR €) Fiji (USD $) Finland (EUR €) French Guiana (USD $) French Polynesia (USD $) French Southern Territories (USD $) Gabon (USD $) Gambia (USD $) Georgia (EUR €) Ghana (USD $) Gibraltar (EUR €) Greece (EUR €) Greenland (EUR €) Grenada (USD $) Guadeloupe (EUR €) Guatemala (USD $) Guernsey (EUR €) Guinea (USD $) Guinea-Bissau (USD $) Guyana (USD $) Haiti (USD $) Heard & McDonald Islands (USD $) Honduras (USD $) Hong Kong SAR (USD $) Hungary (EUR €) Iceland (EUR €) India (USD $) Indonesia (USD $) Iraq (USD $) Isle of Man (EUR €) Israel (USD $) Italy (EUR €) Jamaica (USD $) Japan (JPY ¥) Jersey (EUR €) Jordan (USD $) Kazakhstan (USD $) Kenya (USD $) Kiribati (USD $) Kosovo (EUR €) Kuwait (USD $) Kyrgyzstan (USD $) Laos (USD $) Latvia (EUR €) Lebanon (USD $) Lesotho (USD $) Liberia (USD $) Libya (USD $) Liechtenstein (EUR €) Lithuania (EUR €) Luxembourg (EUR €) Macao SAR (USD $) Madagascar (USD $) Malawi (USD $) Malaysia (USD $) Maldives (USD $) Mali (USD $) Malta (EUR €) Martinique (USD $) Mauritania (USD $) Mauritius (USD $) Mayotte (EUR €) Mexico (USD $) Moldova (EUR €) Monaco (EUR €) Montenegro (EUR €) Montserrat (USD $) Morocco (USD $) Mozambique (USD $) Myanmar (Burma) (USD $) Namibia (USD $) Nauru (USD $) Nepal (USD $) New Caledonia (USD $) New Zealand (NZD $) Nicaragua (USD $) Niger (USD $) Nigeria (USD $) Niue (USD $) Norfolk Island (USD $) North Korea (USD $) North Macedonia (EUR €) Oman (USD $) Pakistan (USD $) Palestinian Territories (USD $) Panama (USD $) Papua New Guinea (USD $) Paraguay (USD $) Philippines (USD $) Pitcairn Islands (USD $) Qatar (USD $) Réunion (EUR €) Romania (EUR €) Rwanda (USD $) Samoa (USD $) San Marino (EUR €) São Tomé & Príncipe (USD $) Saudi Arabia (USD $) Senegal (USD $) Serbia (EUR €) Seychelles (USD $) Sierra Leone (USD $) Sint Maarten (USD $) Slovakia (EUR €) Slovenia (EUR €) Solomon Islands (USD $) Somalia (USD $) South Africa (USD $) South Georgia & South Sandwich Islands (USD $) South Korea (USD $) South Sudan (USD $) Sri Lanka (USD $) St. This exposure can include directly experiencing the event, witnessing the event, learning the event has occurred to a loved one, or repeatedly dealing with aversive details of an event. Criterion A: Exposureįor a PTSD diagnosis, an individual must have been exposed to a traumatic event. To receive a diagnosis of PTSD, a person must have at least one re-experiencing symptom, three avoidance symptoms, two negative alterations in mood and cognition, and two hyperarousal symptoms. To be diagnosed with PTSD, individuals may meet numerous criteria outlined in the DSM-5. The full diagnostic criteria now includes four symptom groups, instead of the previous three, and lists 20 symptoms rather than 17. One of the other changes was to the diagnostic criteria for PTSD. PTSD used to be included under anxiety disorders, but it has since been moved to a new chapter on trauma and stress-related disorders. The most recent update to the DSM brought some significant changes regarding PTSD from what it used to be. This guidebook may also help make diagnosing and communicating about mental illness more consistent as professionals worldwide turn to it for information and guidance. The DSM includes symptoms and criteria professionals can use to diagnose patients with mental health conditions. The APA is a non-profit organization representing psychiatrists, and sees the DSM-5 as "an investment in the future of mental health allowing for more precise identification of mental disorders as well as facilitating new research." All of these funds came from APA's reserves, and the association received no commercial or government funding for the development of DSM-5." According to the American Psychiatric Association (APA), the creator of the DSM, "We anticipate the APA has spent $20-25 million on this extensive process. The DSM was created by over 160 clinicians and researchers from across the globe. The book was initially published in 1952 and has been updated multiple times, resulting in the current edition of the DSM-5. The DSM stands for Diagnostic and Statistical Manual of Mental Disorders, and it serves as a diagnostic tool for psychological disorders. They may avoid trauma related stimuli or other situations that may bring negative feelings associated with their trauma. Additionally, those experiencing PTSD may also experience other mental health challenges, such as depression or anxiety disorder. In the aftermath of trauma, negative affect and other negative alterations in mood may also be present.Īlong with these symptoms, those experiencing PTSD may experience frequent unwelcome intrusions or vivid memories of the traumatic event. Possible symptoms include feelings of detachment, a loss of participation in previously enjoyed activities, angry outbursts, and other dissociative symptoms. PTSD may cause emotional distress, although the specific symptoms can vary between individuals. If symptoms are present for less than a month, a person may instead be experiencing one of several other stressor related disorders, such as acute stress disorder (ASD), which is similar to PTSD but has a shorter duration. The PTSD DSM 5 criteria specify that symptoms must be present for a month or more in order to receive a PTSD diagnosis. Intimate partner violence or domestic violence.Traumatic events may include, but are not limited to: Those who develop PTSD may experience an event themselves, witness it happen to others, learn that an event occurred to a loved one, or experience repeated and extreme details of an event. Although PTSD is perhaps best known as a result of direct trauma, indirect exposure to a traumatic or stressful event can also be a cause. One of the main diagnostic criteria of PTSD is that its symptoms are caused by a traumatic event or multiple traumatic occurrences. Often, mental health professionals may use everyday language to talk about PTSD so that it is easier to understand. While the Diagnostic and Statistical Manual of Mental Disorders sets forth specific criteria for diagnosing PTSD, this information may feel too complex if you're unsure what to look for. Receive support from a licensed therapist What is PTSD? Initial setup and preparation before diving into customization Compatibility: Ensure that the template is compatible with your version of Excel to avoid any formatting issues.Ĭ.Customization options: Look for templates that offer customization options such as color-coding, task dependencies, and milestone markers to tailor the Gantt chart to your specific project requirements.For more complex projects with multiple tasks and dependencies, opt for a more detailed template. Consider the complexity of your project: If you have a simple project with few tasks, a basic Gantt chart template may suffice.Tips on choosing the right template for your project needs Select the template that best fits your project requirements and click on it to open.ī.Excel will display a variety of Gantt chart templates that you can choose from.In the search bar, type 'Gantt chart' and press Enter.From the drop-down menu, select 'New' to open a new workbook.Open Excel on your computer and click on the 'File' tab at the top left corner of the screen.Step-by-step guide on where to find Gantt chart templates in Excel Here is a step-by-step guide on how to access Gantt chart templates in Excel, along with tips on choosing the right template for your project needs and initial setup and preparation before customization. When it comes to creating a Gantt chart in Excel, using a template can save you time and effort. By the end of this tutorial, you will have the knowledge and skills to create a professional-looking Gantt chart in Excel.Īccessing the Gantt Chart Template in Excel We will start by accessing the template within Excel, then we will walk you through the steps to customize the chart to suit your project needs. This tutorial will guide you through the process of using Excel’s Gantt chart template. Excel’s Gantt chart template allows users to easily create and customize project timelines, making it a popular choice for project managers.īrief on the scope of the tutorial: from accessing the template to customization With its user-friendly interface and powerful tools, Excel is an ideal platform for creating Gantt charts. Microsoft Excel is a versatile spreadsheet software that offers a wide range of features for project planning and management. Introduction to Excel as a versatile tool for creating Gantt charts Gantt charts are an essential tool in project management as they help teams stay organized, track progress, and meet deadlines. They provide a visual representation of a project schedule, showing tasks, timelines, dependencies, and progress. Gantt charts have been widely used since the early 20th century and are named after Henry Gantt, who first introduced them. Overview of Gantt charts and their importance in project management One popular tool used in project management is the Gantt chart, which visually represents a project timeline with tasks and milestones. Project management is a crucial aspect of any organization, requiring careful planning and organization to ensure tasks are completed efficiently and on time. Introduction to Excel’s Gantt Chart Template He was very close to his mother, but she died in January 1857 when he was sixteen years old, and he was sent to live with his childless, widowed but wealthy aunt, Marie-Jeanne Lecadre. Although his mother, Louise-Justine Aubrée Monet, supported his ambitions to be a painter, his father, Claude-Adolphe, disapproved and wanted him to pursue a career in business. Monet was raised in Le Havre, Normandy, and became interested in the outdoors and drawing from an early age. Monet is also a witness to his time in this painting, as he incorporates industrial machines into the background. Monet’s Impressionist Sunrise is one of his best creations of all time, and under it lies the tale of Impressionism and Inspiration. His output was usually of landscapes, though Monet knew how to produce a good portrait as well (we mention Woman in the Green Dress and Camille on her Deathbed above. This is the painting that gave rise to the term Impressionism. Monet was born into a humble Parisian household on 18 November 1840, the second son of a shopkeeper. Plein air painting - that is painting out in the open air - would become the cornerstone of his. Claude Monet, Impression, Sunrise, 1872, Marmottan Monet Museum, Paris, France. Boudin introduced him to the idea of expressing nature on his canvas. Eugene Boudin was a local landscape artist that influenced Monet to begin painting outdoors. The term "Impressionism" is derived from the title of his painting Impression, soleil levant, exhibited in the 1874 Salon des Refusés initiated by Monet and his associates as an alternative to the Salon. Here are five things to know about Claude Monet. During his long career, he was the most consistent and prolific practitioner of impressionism's philosophy of expressing one's perceptions before nature, especially as applied to plein air landscape painting. The previous record for an impressionist painting was held by Pablo. Find more prominent pieces of landscape at best visual art database. The painting was purchased by an anonymous buyer, making it the most expensive impressionist painting and the most expensive work of art ever sold at auction. ‘Winter Landscape at the Val de Falaise’ was created in 1885 by Claude Monet in Impressionism style. Oscar-Claude Monet was a French painter and founder of impressionist painting who is seen as a key precursor to modernism, especially in his attempts to paint nature as he perceived it. In Impression, Sunrise, Claude Monet portrayed a peaceful morning scene as much as capturing the impression of the light a sunrise produces. On May 8, 2018, Monet’s Impression, Sunrise sold for 110.7 million at Christie’s in New York City. Happy CatĬompletely content and loving life, this little one is cool because the only defined line on them is, again, between their ears. Sleepy catĪ cat sleeping is so precious! For this sketch, again, start between the ears, and complete the head before moving on to its body.įind more aesthetic drawing ideas. There’s nothing better than a cat that is so happy that it potentially could blush if possible.įor this feline, start with the space between the ears and move outward and down to complete the body. Thinking of where to begin–the squiggly cheek line, then following the line flow will get the job done. We love a stencil in our house, so I tried my hand at a freehanded-looking stenciled drawing, and it was a success! Potentially as simple as it gets on this list!Ī cat in thought, with a simple body and facial expression, draw a few of these–they take no time at all. Natural hunters, it’s no wonder why I drew one watching a bug!Įven with these minimalistic lines, you can tell that the cat still gets hung up on watching potential prey.įind more cute drawing ideas here. We’ve all seen a cat in at least one crazy pose, so why not translate it onto the page? I’d start with an angled “C” pointing downward, fill in the leg, then the head and tail, and finish with the ground line. If you love drawing little cuties like this one, you should check out these other cute animal drawings! 3. Start with a central point in the drawing, like the bridge of the nose, and then equally work outward. Perspective in a drawing changes the image entirely like my cat face here, you could add anything to the background or keep it completely blank. If you are truly a cat lover, these cute cat crafts will wow you! 2. This sweetie is just enjoying her favorite ball of yarn.Ī great way to start this sketch is to draw a light circle on the page and then add the detailing bigger than the circle–tail, part of the head, and the yarn tail. Just like genuine users, these pirates are even getting new Windows 10 product keys, in case they want to do a fresh install. We’re thrilled to open our call for speakers to our flagship event, GamesBeat Summit 2024 hosted in Los Angeles, where we will explore the theme of “Resilience and Adaption”. That part isn’t a huge surprise - Microsoft did say pirates would be able to get Windows 10 - but the fact that Windows 10 is showing as “activated” is eyebrow-raising: Over on these two Reddit threads in the subreddit Piracy, both Windows 7 and Windows 8.1 users are reporting they have managed to successfully upgrade their pirated copy of Microsoft’s operating system to the latest and greatest. In May, the company reaffirmed this stance, but today we’re learning that pirates are successfully upgrading to Windows 10 for free. In March, reports suggested the offer would extend to pirates, though when we followed up with Microsoft, it turned out the Windows licenses would stay non-genuine and would be unsupported. Over the past few months, there has been a lot of hype surrounding Windows 10, in part because Microsoft is offering free Windows 10 upgrades to those running Windows 7, Windows 8.1, and Windows Phone 8.1. "We definitely do not want to be banned like r/megalinks, which was a subreddit specifically tailored to providing links to pirated content.Are you looking to showcase your brand in front of the gaming industry’s top leaders? Learn more about GamesBeat Summit sponsorship opportunities here. "We are now on thin ice," moderators wrote in one post, and added that the subreddit is in jeopardy. In 2020, Reddit received 86,866 copyright notices and removed 375,774 pieces of content - three times as many as in 2019.īased on the takedown requests - and actual takedowns - Reddit appears to have a piracy problem, and r/piracy moderators have existential concerns about the future of their subreddit. In 2019, Reddit received 34,989 copyright notices, which resulted in 124,257 content removals - nearly five times that of the year before. In 2018, Reddit received 9,534 copyright notices, which resulted in 26,234 content removals. In Reddit's transparency reporting, it's clear that the platform has been increasing its content monitoring exponentially. Rather than shutting down r/piracy outright, as happened with those other subreddits, Reddit decided in 2019 to delete all of r/piracy's posts and comments created prior to September 2018 - a decade's worth of content, erased from the Reddit archives. The subreddit r/soccerstreams had more than 400,000 subscribers who had access to pirated soccer streams." Nir Kshetri, a professor at the Bryan School of Business and Economics, explained why Reddit was compelled to act: "When it was shut down, r/NBAstreams had 474,000 subscribers who could access pirated NBA content for free. Policing it is extraordinarily difficult." Eaton-Cardone said, "Reddit has banned some of the more blatant abusers - /r/NFLstreams, /r/NBAstreams, /r/soccerstreams, /r/UFCstreams, /r/WWEstreams - but Reddit is one of the largest sites in the world. Reddit has been attempting to address piracy on its platform for several years, with serious efforts to mitigate copyright infringement beginning around 2019. According to the rules of the subreddit, "submissions must be related to the discussion of digital piracy." The rules of the forum specifically prohibit activities like linking directly to pirated media, requesting activation keys, asking others to download pirated content, or asking how to pirate specific copyrighted works (though generalized conversations about pirating techniques are acceptable). Given the subject matter, the piracy subreddit attempts to thread a particularly precarious needle. "Google 'reddit piracy' and you'll find lots of active links, where Reddit users openly discuss the weakness and vulnerabilities of various piracy laws," said Monica Eaton-Cardone, chief operating officer of Chargebacks911. That you can find discussions of the vulnerabilities of piracy laws on Reddit is unsurprising. With more than 640,000 members, it was created in 2008 with the mission of being "a community dedicated to the discussion of digital piracy," according to its own description. While other subreddits have occasionally shared copyrighted material, the r/piracy forum is, by design, for individuals interested in the tools, techniques, and resources of online piracy. However it should be noted that some mods do include unnecessary files that WILL break your installation entirely, forcing you to reinstall. Install your mod(s) and then you can move rFactor folders in and out of that location to activate or deactivate them. With rFactor, the easiest way to avoid mod conflicts in doing this is to install rFactor to a new Steam library folder, and make a backup of that steamapps/common/rfactor folder. Can the Steam version of rFactor be installed multiple times? Refunds are handled by Steam, and in accordance with their policy. Can I get a refund for my purchase on Steam? Your DVD is being run on a version of Windows it was never designed for. I purchased an rFactor DVD and it says 'insert correct DVD'? Please email and we will check what version you have. I purchased an rFactor DVD, can I transfer to Steam? Your purchase will be manually verified and we'll either send you a key or ask for more information from you as needed. Please complete this form once for each product you need a key for. I already purchased rFactor or rFactor 2 from ISI, can I transfer to Steam? You need to install their software, select rFactor or rFactor 2 in your library and follow on-screen instructions to install it. Where do I download/install rFactor and rFactor 2?īoth titles are downloaded through the Steam client after you own them there. Where can I purchase rFactor and rFactor 2? Please try to select the correct address below: rFactor 2 support is handled by Studio 397. Want access to a massive amount of third-party mods including dirt racing and drag racing, all working on the open rFactor modding platform? rFactor is what you should be looking at.īoth rFactor and rFactor 2 can be found on Steam (an online digital download games library). If you're looking for up-to-date visuals, advanced physics, first-party Studio 397-produced content, and licensed vehicles from major manufacturers and racing series, then rFactor 2 is for you. Changing tires, track surfaces, grip, weather and lighting make rFactor 2 a true challenge to any sim racer. The newest creation, rFactor 2, creates a dynamic racing environment that for the first time put you the driver into a racing simulator, instead of just a physics simulator. This new isiMotor 2.0 environment became the foundation on which many exciting products were built for years to come. After successfully creating over a dozen products in the previous ten years, including the Formula One and NASCAR franchise games for EA Sports, Image Space took the next logical step in creating a completely new technology base and development process. Presenting rFactor, the racing simulation series from Image Space Incorporated and now Studio 397. How Do We Secure Information Transmissions?.As a user of our website, you will be given the opportunity to notify us of your desire not to receive these offers by clicking on a response box when you receive such an offer or by sending us an email request. Occasionally, we may use the information we collect to notify you about important changes to our website, new services and special offers we think you will find valuable. We do not use these technologies to capture your individual email address or any personally identifying information about you. Web server logs allow us to count how many people visit our website and evaluate our website's visitor capacity. The information in the cookies lets us trace the paths followed by users to our website as they move from one page to another. This information assists us to design and arrange our web pages in the most user-friendly manner and to continually improve our website to better meet the needs of our users and prospective users.Ĭookies help us collect important business and technical statistics. We use website browser software tools such as cookies and web server logs to gather information about our website users' browsing activities, in order to constantly improve our website and better serve our users. How Do We Use Information Collected From Cookies?.Cookies should make your online experience easier and more personalized. This makes it easier for a user to move from web page to web page and to complete commercial transactions over the Internet. Cookies can remember what information a user accesses on one web page to simplify subsequent interactions with that website by the same user or to use the information to streamline the user's transactions on related web pages. Cookies are small pieces of data that are stored by a user's web browser on the user's hard drive. You may at any time to notify us of your desire not to receive these offers.Ĭookies are a feature of web browser software that allows web servers to recognize the computer used to access a website. The lists used to send you product and service offers are developed and managed under our traditional standards designed to safeguard the security and privacy of all personal information provided by our users. Occasionally, we may also use the information we collect to notify you about important changes to our website, new services and special offers we think you will find valuable. How Do We Use the Information That You Provide to Us?īroadly speaking, we use personal information for purposes of administering our business activities, providing service and support and making available other products and services to our customers and prospective customers.None of this information is associated with you as an individual. This information is collected on an aggregate basis. Information gathered through cookies and server logs may include the date and time of visits, the pages viewed, time spent at our website, and the sites visited just before and just after ours. Similar to other websites, our site may utilize a standard technology called "cookies" (see explanation below, "What Are Cookies?") and web server logs to collect information about how our website is used. We provide the same protections for these electronic communications that we employ in the maintenance of information received by mail and telephone. If you choose to correspond with us through email, we may retain the content of your email messages together with your email address and our responses. We may request that you voluntarily supply us with personal information, including your email address, postal address, home or work telephone number and other personal information for such purposes as correspondence, placing an order, requesting an estimate, or participating in online surveys.
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